
David J. Perrotto
- Oct 22, 2018
- 5 min
The Ultimate Financial Cheat Sheet at 40
Many people have no gauge on where they should be at their age, nor do they have a benchmark, or a simple playbook to look at to see where t


David J. Perrotto
- Aug 27, 2018
- 4 min
7 reasons why you should meet with a Financial Advisor
a good financial advisor isn't going to sell you a specific product in order to make a commission. Instead, a quality advisor will liste


David J. Perrotto
- Jul 16, 2018
- 3 min
What is a diminished value claim?
What is a diminished value claim? How can I claim it? It's a little-known insurance payout. It amounts to compensation for the loss of y


David J. Perrotto
- Feb 26, 2018
- 3 min
8 Smart Ways to Spend Your Tax Refund
Last year the average tax refund was $2,857. It's the biggest lump sum most people will get in a year. Here are 8 smart ways to spend yo


David J. Perrotto
- Feb 13, 2018
- 4 min
What does investing actually mean?
What does investing actually mean? When you hand money over to a broker, bank, or advisor, and they say we want to "diversify your portfolio" what actually happens to your hard earned capital? Well first we would need to break down each asset class. There's stocks, which is equity in a company, or ownership. Each share represents a small part of a company's assets and earnings potential. Then there are bonds. Bond's represent loan obligations to companies, and for the most