If you are expecting a child and are considering life insurance, the first ​​thing you should realize is this is a smart move! But if this i

One of the biggest decisions retirees have to make is, deciding when and how to claim Social Security benefits. Despite changes to two rules that took effect in 2016, there are still opportunities abound to maximize lifetime benefits for married couples, divorced spouses, survivors and dependents. First, let’s go over what changed in 2016. Individuals who were at least 66 years old and who filed and suspended their benefits by the deadline, April 29, 2016, are grandfathered u

One of the most common questions I get asked in my profession is “How does interest work”? To understand how they work, we’re going to break down each area of loans. First let’s go over quick how normal people go about getting debt. Our easiest form of debt is going to come from credit cards. Credit cards have no collateral if we default on them, so the bank has to take into consideration, if anything negatively happens to us, that would be the first debt we wouldn’t pay. The