

David J. Perrotto
- Nov 27, 2017
- 4 min
Setting a budget for Life Insurance
Let me start out by saying, I know it may not be exciting budgeting for Life Insurance, like it is for a vacation, or fitting in a new car payment, but it’s much more important. Many people think about life insurance, but then decide to put it on the back burner because they think it’s expensive. A 2015 study by LIMRA indicated that most consumers who chose not to buy life insurance did so because of the cost, but also that 80% of consumers “misjudged” the price of life insur


David J. Perrotto
- Nov 13, 2017
- 6 min
The ultimate financial cheat sheet for a pre retiree
For most of your life, you had to work hard, deal with the roller coaster of life, have been through recessions, golden years, and now you are literally in the home stretch, to your own retirement. The mystical 10 letter word you have been hearing about since your twenties. This is the age where there are so many important decisions that will hopefully set the stage for the next 30 years. One of the biggest decisions at this age is one of the main questions you will be asking


David J. Perrotto
- Nov 7, 2017
- 3 min
The ultimate financial cheat sheet for 50
This is it for you. You finally hit 50, you are in the last stretch of putting in those long hours working, to being able to cross the finish line and retire. This is by far the most critical time for you. Every decision you make has a large outcome on the quality of your retirement. What plans and investments you make now, may be the difference of living comfortably, and having to work an extra 5 years to get there. Also, when you reach your 50s, you could start feeling a fi