8 Smart Ways to Spend Your Tax Refund
Last year the average tax refund was $2,857. It's the biggest lump sum most people will get in a year. Here are 8 smart ways to spend yo
What does investing actually mean?
What does investing actually mean? When you hand money over to a broker, bank, or advisor, and they say we want to "diversify your portfolio" what actually happens to your hard earned capital? Well first we would need to break down each asset class. There's stocks, which is equity in a company, or ownership. Each share represents a small part of a company's assets and earnings potential. Then there are bonds. Bond's represent loan obligations to companies, and for the most
Types of retirement accounts
SEP. IRA. HSA. 401K. 403B. How much should you put into your company 401k? How much money can you afford to put into an HSA? What is the difference between a Roth and a Traditional IRA? What are my limits? With so many questions, and very little to go on, I will try and demystify some of nuances in the retirement world for you. The government wants you to save for retirement. They rather you have money in the bank, then live off the government through other means. They even
