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Investment Advisory Services are offered through Bright Futures Wealth Management and/or Cetera Advisors LLC registered investment advisers.  Securities are offered and sold through Cetera Advisors LLC, - A registered broker dealer. Member FINRA, SIPC. Bright Futures Wealth Management and Cetera Advisors LLC are not associated entities. Cetera is under separate ownership from any other company. Bright Futures Wealth Management is under separate ownership from any other company. Perrotto Private Wealth is under separate ownership.

This site is published for residents of the United States only. Financial Advisors of Cetera Advisors LLC, may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Advisors LLC site at


Copyright © 2018 Perrotto Private Wealth Management. All rights reserved

Perrotto Private Wealth Insights

February 13, 2018

​​What does investing actually mean? When you hand money over to a broker, bank, or advisor, and they say we want to "diversify your portfolio" what actually happens to your hard earned capital? 

Well first we would need to break down each asset class. There's stocks, w...

January 15, 2018

​Most people don't know this answer. Is interest on your credit card calculated monthly or daily? 

If you guessed monthly, for the majority of credit cards, you would be wrong. 

 How is interest calculated? Let's say you're working on paying of your credit card, and you...

January 2, 2018

As with most American’s, we use our credit daily, by using our credit cards to build reward points, having a mortgage on the way to home ownership, to having a small business loan to achieve entrepreneurship. Credit scores are constantly on the top of our minds,

but for...

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