We believe that clients who ultimately benefit the most from our services understand something very important about behavioral finance, proven time and time again: Investors are not hardwired to make rational decisions when confronted with emotional, challenging facts with regard to their investments.


We generate a great deal of value as financial advisors by understanding this. A large part of our jobs is to act as a barrier between investors and their own worst instincts. We help to provide a buffer between both the Buy & Sell button.

We know that over our clients’ lifetimes there will be economic, political, and market events that will create significant emotional hurdles. Our mission is to assist them to clear these obstacles.


But you don’t only hire a financial advisor simply to talk you off the ledge during the inevitable bouts of turmoil we will face in the future. You hire them to help you with major issues similar to, but not limited to, these situations:


  • Let you live the life you have earned, but may be ill equipped on your own to acknowledge is actually possible. You may be nearing retirement and unsure of when, how, and to what extent you can draw sustainable income off your investments. A well-prepared financial advisor will help you not only plan for this, but will ensure that you don’t get in your own way.

  • Determine if you are able to pay for your children or grandchildren’s college education.

  • Identify and plan for the amount of money, above and beyond your day-to-day expenses, cover things like travel, a second home and any philanthropic goals.


The bottom line is you should be thinking about hiring a firm that can be a wealth manager, financial advisor and a financial planner to assist you in best utilizing your means to accomplish the various ends you have in mind for your lifetime.

Need more details? Contact us

We are here to assist. Contact us by phone, email or via our social media channels.




149-21 84TH STREET
718-551-7131 (D)

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Investment Advisory Services are offered through Bright Futures Wealth Management and/or Cetera Advisors LLC registered investment advisers.  Securities are offered and sold through Cetera Advisors LLC, - A registered broker dealer. Member FINRA, SIPC. Bright Futures Wealth Management and Cetera Advisors LLC are not associated entities. Cetera is under separate ownership from any other company. Bright Futures Wealth Management is under separate ownership from any other company. Perrotto Private Wealth is under separate ownership.

This site is published for residents of the United States only. Financial Advisors of Cetera Advisors LLC, may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Advisors LLC site at www.CeteraAdvisors.com

Individuals affiliated with Cetera firms are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services


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