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Investment Advisory Services are offered through Bright Futures Wealth Management and/or Cetera Advisors LLC registered investment advisers.  Securities are offered and sold through Cetera Advisors LLC, - A registered broker dealer. Member FINRA, SIPC. Bright Futures Wealth Management and Cetera Advisors LLC are not associated entities. Cetera is under separate ownership from any other company. Bright Futures Wealth Management is under separate ownership from any other company. Perrotto Private Wealth is under separate ownership.

This site is published for residents of the United States only. Financial Advisors of Cetera Advisors LLC, may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Advisors LLC site at


Copyright © 2018 Perrotto Private Wealth Management. All rights reserved

Perrotto Private Wealth Insights

November 13, 2018

Between forty to fifty percent of all marriages end in divorce. Maybe you have gone through it, or chances are, you know someone who has, you don’t need me to tell you how financially devastating divorce can be. Many people lose half of everything they’ve saved over th...

October 22, 2018

Many people have no gauge on where they should be at their age, nor do they have a benchmark, or a simple playbook to look at to see where their goal’s align.

April 24, 2018

With people living longer then ever, and now the average life expectancy moved up to 87 years, many people ask themselves Will they outlive their money? It might seem impossible to answer. Who really knows how long they will live, never mind the roller coaster of the i...

February 26, 2018

Last year the average tax refund was $2,857. It's the biggest lump sum most people will get in a year. Here are 8 smart ways to spend your refund check, that can help you go the extra mile, financially.