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Investment Advisory Services are offered through Bright Futures Wealth Management and/or Cetera Advisors LLC registered investment advisers.  Securities are offered and sold through Cetera Advisors LLC, - A registered broker dealer. Member FINRA, SIPC. Bright Futures Wealth Management and Cetera Advisors LLC are not associated entities. Cetera is under separate ownership from any other company. Bright Futures Wealth Management is under separate ownership from any other company. Perrotto Private Wealth is under separate ownership.

This site is published for residents of the United States only. Financial Advisors of Cetera Advisors LLC, may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Advisors LLC site at


Copyright © 2018 Perrotto Private Wealth Management. All rights reserved

Perrotto Private Wealth Insights

July 9, 2018

Many people would love to travel more. In fact, in 2016, Americans forfeited 206 million vacation days. That means that workers M​   lost $66.4 billion worth of benefits and, according to a new study from Project: Time Off. Americans used to understand the importance o...

June 11, 2018

For most millennials, investing as soon as they get out of college is almost impossible. In their most recent survey, the National Association of Colleges and Employers found that for 10 broad degree categories ranging from engineering to communications, 2016 graduates...

January 15, 2018

​Most people don't know this answer. Is interest on your credit card calculated monthly or daily? 

If you guessed monthly, for the majority of credit cards, you would be wrong. 

 How is interest calculated? Let's say you're working on paying of your credit card, and you...

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